- Call Julian on 0279 476 876
Protection when your work, premises or products cause injury or property damage.
A customer slips on your premises. A contractor accidentally damages a client’s property. A product you supplied causes injury months or even years later. Situations like these can lead to substantial compensation claims, investigation costs and legal expenses.
Public and products liability insurance helps protect your business when its activities, employees or products cause injury to another person or damage to property belonging to someone else. It can also help meet the cost of defending your business when a claim is made against you.
Liability risks are not limited to businesses with busy retail premises. They can arise wherever you work, deliver services, manufacture products or interact with customers, suppliers and the wider public.
We take the time to understand what your business does, where it operates and who could be affected by its activities. This allows us to identify the risks that matter and recommend limits of indemnity that better reflect the potential scale of a claim.
Protection when a customer, visitor or member of the public is injured in connection with your business activities or premises.
Cover for accidental damage to property while you or your employees are carrying out work at a customer’s home, workplace or project site.
Protection when something your business manufactures, imports, sells or supplies causes injury or property damage after it has left your control.
A claim may be made long after the original work was completed or the product was supplied. This is particularly important for manufacturers, retailers, tradespeople, contractors and businesses involved in installation or repair work.
Contractual requirements can also affect the amount and type of cover you need. A landlord, principal contractor or commercial client may require your business to hold a particular level of liability insurance before you can begin work.
We review these obligations alongside your day to day activities, helping you understand where responsibility could fall and whether your existing cover is likely to respond as expected.
The financial impact of a serious liability claim can extend well beyond the cost of repairing damage. Legal representation, expert assessments, compensation and court awarded costs can quickly increase the total exposure.
We help you consider the potential severity of a claim, the environments you work in and the contractual limits expected within your industry. The goal is to put meaningful protection in place rather than selecting a limit simply because it is common or inexpensive.
Talk to Ede Insurance Group about public and products liability cover that reflects the work you do, the products you supply and the risks your business carries.