Commercial Motor

Protect the vehicles your business relies on, from a single work ute to a growing commercial fleet.

Cover that keeps your business moving.

Your vehicles are often essential to your day to day operations. Whether you run one work ute, several service vehicles or a managed fleet, commercial motor cover helps protect against accidental damage, theft and liability arising from business use.

When a vehicle is damaged or taken off the road, the impact can extend well beyond the repair bill. Jobs may be delayed, staff can be left without transport and your ability to serve customers may be disrupted.

Business vehicles need business cover.

Vehicles used for work can carry different risks and insurance requirements from those used privately. They may travel greater distances, carry goods or equipment, tow trailers, visit worksites or be driven by several employees.

These details matter when arranging cover. An incorrectly described vehicle or incomplete understanding of how it is used can create significant gaps at claim time.

Accidental damage and theft

Protection for insured vehicles against damage, loss and theft while being used for business purposes.

Third party liability

Cover for your legal liability if a business vehicle causes damage to another person’s vehicle or property.

Drivers and vehicle use

Cover structured around who drives each vehicle, where it operates and how it supports your business.

Appropriate cover for every vehicle in your business.

Commercial motor insurance is not simply about placing every vehicle under one policy. The right arrangement should reflect vehicle values, driver access, business activities and the practical consequences of having a vehicle off the road.

We work with you to understand how each vehicle is used and recommend cover that matches your actual operations. As vehicles are added, replaced or used differently, we can help ensure your insurance continues to scale sensibly with the business.

Keep your business on the road.

Talk to Ede Insurance Group about commercial motor cover for your work vehicles, specialist vehicles or business fleet.