Commercial Property

Protect the buildings and assets your operation relies on every day.

Protecting the assets that keep your business moving.

Your buildings, stock, fit out and contents are usually the largest asset on your balance sheet, and the hardest to replace quickly if something goes wrong. Commercial property cover protects these physical assets against risks like fire, storm damage, theft and vandalism, so an unexpected event does not become a threat to your business’s survival.

Cover built around your property risk.

Every business’s property risk looks different. A retail fit out in Taupō has different exposures to a warehouse full of stock or a purpose-built processing facility, and cover needs to reflect that. We work through your specific assets, locations and reinstatement values with you, rather than applying a generic policy that leaves gaps.

Buildings, stock, fit-out & contents

Cover for the physical assets your business relies on every day.

Different locations, different exposures

Retail, warehouse and specialist facilities all need cover that reflects their real-world risks.

Rebuild costs kept in view

We review reinstatement values so sums insured stay aligned with current rebuild costs.

Avoid the cost of being underinsured.

We also help make sure sums insured keep pace with rebuild costs, which have moved significantly in recent years. Being underinsured at claim time is one of the most common and costly mistakes we see, and it is entirely avoidable with the right advice up front.

Ready to protect what matters most?

Talk to Ede Insurance Group about your insurance needs, request a call back, or book an insurance review today.