Rural & Farm

Protect the property, machinery, livestock and day to day operations your rural livelihood depends on.

Cover built around the realities of rural life.

Farms and lifestyle blocks bring together a wide range of assets and responsibilities, often across multiple buildings, locations and types of activity. Homes, sheds, machinery, livestock, vehicles and liability exposures may all need to work together under one coordinated insurance programme.

Rural and farm cover is designed around these realities rather than treating the property as a standard residential or commercial risk. It can also account for seasonal changes, fluctuating stock levels and the practical challenges of operating in a rural environment.

Every rural operation is different.

A dairy farm has different risks from a dry stock operation, horticultural business or lifestyle block. The machinery used, animals kept, products stored and people working on the property all influence the cover required.

Having advised clients across the rural sector for many years, we understand the importance of looking at the full operation rather than individual assets in isolation. This helps create cover that reflects how the property is actually used and where a significant loss could affect your livelihood.

Farm buildings and dwellings

Protection for insured homes, sheds, workshops and other structures across the property.

Machinery, equipment and livestock

Cover can be arranged for farm machinery, plant, equipment and livestock based on the needs of the operation.

Rural and farm liability

Protection for liability exposures arising from farming activities, property ownership and interaction with workers, contractors or visitors.

Insurance tailored to your operation.

Effective rural insurance begins with understanding what is being farmed, operated and stored on the property. It also means considering how assets are used, where they are located and how quickly the operation could recover following a major loss.

We take the time to understand your property, assets, stock and liability exposure before recommending cover. As your operation changes, we can help ensure your insurance continues to protect the equipment, property and income your livelihood depends on.

Protect what keeps your rural operation running.

Talk to Ede Insurance Group about rural and farm cover tailored to your farm, lifestyle block or rural business.